Privacy Policy

Data Handling and Security

We take your privacy seriously. The data obtained through the YNAB API will be used solely for the purpose of providing the services of [Your Application Name] and improving your user experience. We implement a variety of security measures to maintain the safety of your personal information when you use our application.

Data obtained via the YNAB API is:

Handled with strict confidentiality.
Stored securely using encryption and other industry-standard security measures.
Not passed to any third-party services or companies unless strictly necessary to provide the service you have requested, and only with your explicit consent.

Credential Handling

Your Budget Wrapped does not directly request, handle, or store any financial account credentials. Access to your financial information is granted exclusively through an access token obtained directly from YNAB's secure OAuth process. We ensure that our application's authentication and data access practices comply with the latest security standards.

Attribution & Intellectual Property

Our application, Your Budget Wrapped, and its associated web address do not include "YNAB" or "You Need A Budget" in a manner that could confuse our application with the official YNAB services. We are clear in our branding and marketing that we are an independent entity, offering additional tools and services for users of YNAB.

All graphics and artwork used in Your Budget Wrapped are our own or legally used with permission and are designed to be distinguishable from YNAB's official branding.